Flood Insurance | Flood Risk
Understand Your Flood Risk Before It Becomes a Problem
Flooding is the most common—and costly—natural disaster in the U.S. As extreme weather becomes more frequent, knowing your property’s flood risk is essential to protecting your home, your family, and your financial future.
Whether you’re buying a home, reviewing insurance, or planning for the future, reliable flood zone and history data gives you the power to make informed, confident decisions.
At FloodHistory.com, we combine verified flood history with expert guidance on FEMA regulations. From risk forecasting to LOMA support, we help you understand your flood zone status, your responsibilities, and the steps you can take to reduce risk and cost.
With our extensive experience, we can guide you through the details of FEMA regulations and ensure you are well-informed about your obligations and options. Don’t leave your future to chance.
“I found a house I want to buy, but I’m not sure of the flood risk. Has it flooded in the past?”
“Is this property in a high-risk flood zone? Is flood insurance required? What is my risk?”
FEMA Standard Flood Hazard Determination Form
Flood Risk and Zone:
FEMA Flood Hazard Determination (SFHD) forms. This form is used by lenders to decide if flood insurance is required, and can also be used by insurance agents, property owners, realtors, and local officials for flood insurance and flood zone verification.
Why You Need It:
Accurate flood hazard determinations are essential for securing loans and insurance. Our service helps ensure that you meet FEMA requirements, avoiding potential delays or issues. Whether you’re a lender, insurance agent, or property owner, we provide the reliable, timely flood zone certificate you need.
Comprehensive Flood History Report
Flood Zone Forecast
You can anticipate and prepare for potential flooding. Knowledge of flood risks can help homeowners choose appropriate insurance coverage, potentially saving them money and hassle in the long run. Nationwide service.
Flood Zone Disclosure
This information is crucial for buyers as it affects insurance rates and the overall risk associated with the property. It’s always a good idea for buyers to do their own research, even if disclosures are provided by a lender.
History of Flooding
Are you a homeowner or buyer looking to safeguard your investment? Our service provides a detailed look at Flood History. Potential buyers can make informed choices when considering properties, especially in flood-prone areas.
Information You Can Trust
Every Property Has a Flood Story—Know Yours
Flood risk is something every homeowner and buyer should consider. Understanding it can save you thousands—and protect what matters most.
Our team of Certified Floodplain Managers and Flood Map Specialists is here to help you uncover the flood history and risks specific to your property. You’re not just getting a report; you’re gaining expert insight.
We’ll walk you through flood zones, insurance requirements, and property-specific vulnerabilities so you can make informed, confident decisions. Because when the unexpected happens, you shouldn’t just be prepared—you should be in control.
Work with a Flood Map specialist &
Receive all the following documents
Delivered by email (under 24-hours)
Flood History & Predictive Report
This comprehensive report helps homeowners & buyers assess risk and make informed decisions on property purchases or insurance coverage. Including any flood history of the property.
Flood Hazard Determination Certificate
This FEMA document is used by Federally regulated lending institutions when determining whether flood insurance is required and available. Manually completed by a Flood Map Specialist.
FEMA Flood Maps | Current & Preliminary
The Official FEMA Flood Insurance Rate Map (FIRM). Visual proof of the Flood Zone to support the Determination Form.
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“Very Accurate”
“Many thanks for your quick research … and very accurate! Will recommend you to all my clients!”
-Belinda in Louisiana
“Professional”
“Wow…thank you so much – how professional and prompt – what a pleasant change from the norm!“
-Laura in Conneticutt
“Beyond Expectations”
“I am truly amazed with this report! The detail you have given me are above and beyond my expectations.”
-Deb in West Virginia
“Great Job”
“You did a great job. I would be happy to recommend you to any consumer. You were efficient, professional and honest. Again, great job.”
-Miriam in Florida